Keith Schwanz

I like nonsense, it wakes up the brain cells. Fantasy is a necessary ingredient in living, it’s a way of looking at life through the wrong end of a telescope. Which is what I do, and that enables you to laugh at life’s realities.

— Dr. Seuss

Personal Finance

Monitoring Cash Flow

“Rules of Thumb” have been suggested for numerous issues in personal finance: from the amount of life insurance a person should have to the maximum mortgage commitment a family should make. I’ve always been tentative […]

Sep, 05

Pastoral Counseling about Personal Finance

A pastor’s task list is quite diverse. The pastor must be a preacher and teacher, evangelist and disciple maker, visionary leader and counselor. Not only do congregations have high expectations, but those who educate pastors […]

Jul, 05

Solomon’s Leading Indicators

The radio station that wakes me up in the morning has business and finance news at 55 minutes after the hour. Sometimes, the announcer describes activity at a local corporation or an occurrence that has […]

May, 05

Foresight

Spontaneity did not play out well that day. The extended Schwanz family gathered at the central Oregon coast for a week of summer memory making. My brother and I left the vacation rental house (without […]

Mar, 05

An Investment Mix

I can tell when it has been a good grocery shopping expedition. Judi, my wife, comes into the house with bulging shopping bags looking like a victor returning with the spoils of conquest. Recently, she […]

Jan, 01

A Generous Grace

A month ago I would have hurried past the article in the Saturday newspaper. Children’s health insurance coverage didn’t hold much interest for me. That changed on the 31st of August. That’s the day the […]

Nov, 03

Data Theft

I just about tossed the envelope without opening it; the address window looked like other junk mail. But then I saw a notice in red ink just below the postal barcode: “Important Security and Protection […]

Sep, 30

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