Keith Schwanz

A synonym is a word you use when you can’t spell the other one.

— Baltasar Gracián

Personal Finance

Understanding the Risks of Healthcare

I understand football—American style. In junior high, I could pop the pads with the best of them. After I sustained injuries in the ninth grade, though, football lost its appeal. Some mornings, I still wake […]

Mar, 07

Stewardship Alignment

Someone observed that two cultures dominate life in the United States: December and the rest of the year. People seem to act more generously in the twelfth month. As the holiday season approaches each year, […]

Jan, 07

A Financial Snapshot

We celebrated our seven-year-old grandson’s birthday last night. We talked about how much he has grown; sometimes he seems to get taller by the minute. Seldom does a week go by without my wife or […]

Nov, 07

A Little Bit Over Time Adds Up

Dave and Sue engaged in some financial housekeeping as they anticipated the birth of their first child. To their surprise, the person who helped them the most was Roy, the man who had cut Dave’s […]

Sep, 07

Moving Towards a New Day

Driving in fog poses a dangerous challenge. Doing so before sunrise increases the stress. My wife and I were enjoying a mid-autumn respite on the central Oregon coast. We set the alarm so we could […]

Jul, 07

Simple Steps to Surpass the Trend

I worry for my kids. I suppose parents have felt concern for their offspring throughout history, so maybe it’s just that my turn has come. Or then again, if the trajectory continues, perhaps I should […]

May, 07

Debt and Health Risks

My friends seem to increasingly understand “debt” as a four-letter word to be avoided. A student came to me for assistance in creating a plan so she could graduate from seminary debt-free. It took an […]

Mar, 07

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