Keith Schwanz

Live out of your imagination, not your history.

— Stephen Covey

Personal Finance

Risk Management

A winter storm moved into town one Saturday evening about 10 years ago. Our son, Jason, came home early from his job at the pizza joint; business was slow. The freezing drizzle allowed us to […]

Mar, 30

Open-Hand Living

Wednesday, January 3, 2001, started like no other day in my life. It was like Epiphany came three days early that year. If animated, a cartoonist’s rendition of that morning might be illustrated with a […]

Jan, 30

Retirement Savings Crisis

My eyes latched on the headline: “Many boomers lack retirement fund.” My wife, Judi, and I had just been talking about retirement. The day before we had returned from two weeks with our kids and […]

Nov, 25

Time: A Non-renewable Resource

Yesterday, I proofread the section of the NTS Connection with photos of the 2007 graduates from Nazarene Theological Seminary. Part of my responsibilities at NTS includes assisting students with placement, so I paid special attention […]

Sep, 25

Draft the Script

The title screen fades to the establishing shot with the camera positioned low to the ground. Raindrops plunge into a puddle on the asphalt. A couple walks by, visible only from the knees down, water […]

Jul, 25

Just in Case

Our daughter, Karla, and husband, Grant, are expecting their first child. They’ve already started making changes. She’s snacking on crackers and raisins throughout the day to combat a queasy stomach. Last night she went to […]

May, 25

Good Debt, Bad Debt

My parents never shook the dust of the Great Depression from their world view. I can’t begin to count the number of times I heard one of them say, “You never know when there will […]

Mar, 25

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