Keith Schwanz

The difference between the right word and the almost right word is the difference between lightning and a lightning bug.

— Mark Twain

Personal Finance

From Saver to Spender

“This is the last time!” I have found myself saying various iterations of this sentiment in the past three months. I unreservedly declared that I was making my last move to a new house, at […]

Nov, 03

Narrative Discipleship

A person can walk down any airport concourse in the world and see a pack of suitcases roller skating. The notion of wheels on luggage, however, took almost 100 years to catch on. Researchers have […]

Sep, 04

A Self-funded Safety Net

I lingered longer under the covers than usual for a Monday morning and contemplated starting a long winter’s nap. When I finally ventured out of the warm cocoon, I immediately put on my winter coat, […]

Mar, 11

Three Key Numbers

I recently spoke to a group of young pastors. After that conversation, I thought of an experience I had as a college student. The minister with whom I served at the time told me he […]

Jan, 21

Spending Without Being Spent

Several years ago, I read a story (fictional, I think) set in the lean years following World War II. A single mother (maybe a war widow) did her best to provide for three children. When […]

Sep, 21

Fundamental Financial Wisdom

In recent months, several magazines and websites have reported the spread of “FIRE” among millennials (those born between 1981 and 1996). The first two letters in the FIRE acronym stand for Financial Independence, the ability […]

Jul, 21

The Emergency Urgency

I heard a knock on the front door. When I opened it, Ned (name changed) smiled and greeted me. I stepped onto the front porch to talk with him. A friend of a family who […]

May, 21

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